💰 Master Your Financials: What Lenders Look For in a Borrower 🏦

Bill Rapp - Commercial & Residential Mortgage Broker

Published on: 08/11/2025

When it comes to securing a mortgage or commercial loan, your Personal Financial Statement (PFS) is your financial résumé — and lenders analyze it carefully to determine your credibility and capacity to repay debt. Whether you’re applying for a residential mortgage, a DSCR investment loan, or a commercial real estate loan, knowing what lenders want in your PFS can make or break your approval odds.